aka how to spend >$120 @ target.
You can sort of tell where this is going right? This weekend was not so good in the finance department. I told you all about my master plan to save money on household items. I got a $120 gift card FREE that I was to use to cover 3-4 months worth of household expenses. Well, that didn't work out quite as planned. I went to target on Saturday and I spent, ta-da, $134.44.
Yes, you read right. I spent more than the entire gift card in one trip. Did I buy a vacuum cleaner? No. A microwave? No. Foreman grill...any appliance? Nope, nope, NO!
So what the heck did I spend all that money on. I'm going to list it out for you guys. I'll add a special notation on the things I have NEVER bought before.
Cleaning supplies (what, you thought you were going to see makeup and beauty products?)
Scrub sponge (6pack) - 5.99
scrubbing bubbles - 4.59
clorox toilet (2pack) - 3.69
method granite cloth (1st time purchase) - 4.19
scrubbing bubbles - 3.19
formula 409 - 2.69
tide detergent - 14.69
Health/Beauty
toothpaste - 4.49
toothbrush (4pack) - 7.34
Home
Containers
6cup - 3.99
4cup - 3.99
12cup (2)- 13.98
5cup - 4.49
5cup - 3.69
1cup (2) - 2.99
toilet paper - 15
Specialty
Summers eve powder (1st time purchase) - 2.89
playtex (2 boxes) - 16.08
kotex - 6.09
That's it. Anything super special? No. Somehow, I had the gall to be shocked when the lady was ringing up the purchases... I thought my bill would be slightly over $40. Um...hello? Toilet paper alone was $15! Yea, I obviously was not thinking. I think what happened is instead of buying for one month, I saw things like a 4pack of toothbrushes and thought, "hey, that's a great deal!" and I tossed it in my cart. The upside is I don't think I will need to go to target for a while. I don't know if I can last 3-4 months but I definitely will not be going in February. The downside is that I had to whip out my credit card to pay the $14.44 difference. Why? Because I only had about $5 in my checking account. Smart move? No.
I didn't really need ALL of those food containers - I could have put one back. I don't think I had to have bought 2 boxes of tampons either. Oh well, I've decided that once I get paid, the $14.44 is going to come out of my household budget for January. So it won't be $0 like I hoped but it'll still be less than $40.
The title says a series of unfortunate events, so you know there has to be at least one other thing I did wrong. All you astute readers would be right! I was really bored Sunday, being that I don't know that many people in the city yet. I def. have cravings when I'm bored so around 4pm I decided I wanted cake ... and ice-cream. This is despite the fact that I have $1 in my wallet and about $5 in my checking account. Paying down debt was not in my mind. Haagen Dazs and Sara Lee were though.
I went to the rite-aid near my house.
No sara Lee cake.
Should have gone back home.
Nope, I walked further to the Duane Reade.
No Sara Lee Cake and no ice-cream
Should have gone back home.
Un-huh, I walked further to the grocery store.
Searched and searched for Sara Lee.
Couldn't find it.
Should have gone back home.
No way, after all this effort? It's a grocery store, there HAS to be Sara Lee cake somewhere.
Find it in a remote corner of the store. On to ice-cream.
Hmm, ice-cream here is much too expensive (suddenly cost is important?)
Decide to just buy the cake*
walk back to Rite-aid and buy ice-cream there.
Put it all on credit.
What is wrong with me? Then i get annoyed that I ate the ice-cream and cake b/c I went to the gym all week. Wow, putting this in words is allowing me to view myself from a distance. Anyway, this is going to come out of my budget when I get paid, so I am essentially using my "pocket money" on stupid ish!
I vow to be better. I need to make significant progress in this debt battle.
* At the grocery store, I actually picked up some waffles, some syrup and other groceries to buy, before a little voice of reasoning told me how dumb I was being. I was thinking that since I was going to use the CC to pay for the cake, what would an extra $10 count? This was the thinking that landed me in trouble and I hope you guys just stay away from that temptation. Every dollar counts. Using the CC @ target was what made me think to use it again for the desserts. It's almost like the pringles ad - once you start, you can't stop.
7 hours ago