Thursday, January 1, 2009

How to get a debt-o-meter

I finally got all my numbers in and my debt meters are up and running. Yay me! I'm going to take a second to talk about my numbers before i get into the step by step guide.
As of January first 2009, I owe other people $72,647.85. Yikes. That's about 10K more than I make a year. How in the world did I get to this stage? I'll save that for another post.
What's my plan for the year.
I said earlier that i wanted to get my credit card debt specifically under 35K. It's currently $41,338.12. That's very doable. I think overall, I want to reduce my debt by 10K by the end of the year. That will give me a little push. The problem is that my rent is very high. More about that later too.

On too the meter. I guess my post inspired others to do a similar thing. I am still going to write a step by step guide but fellow blogger over at out of debt again did a much more comprehensive guide and it has pictures. Feel free to head over there if you don't understand my instructions or you just learn better visually.

Step 1

Head to the layout section of your blog
Select add a gadget
Look for gadget called add html/javascript.
Select it

Step 2

The gadget should appear. Position it where you want. Click on the box to edit it. Then paste this code in:

EDIT: It won't let me paste the code. It converts it to the bar. So anyone that wants the code email me or visit the website I linked

All the bolded items are things you can change. You can title it whateve you want. The part in purple can be copied and pasted on the next line if you have more than one credit card. The percentage tells the bar how far out to go (the tracking progress part of the bar) The $0 is how much i have actually paid. Some people change that to percantages. The other number is my total debt. You can also change your total from left to right.
If you want to get real technical you can change the color. I have color 692 but that might not work with other color schemes. Unfortunately I don't know any other color codes but you can probably google it or look at the source page of another persons blog.

Step 3
Tweak it till it works.

That's all folks. If you have any simple questions - feel free to ask me. I might be able to help but remember I am not a compsci person at all

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