Thursday, February 5, 2009

January Interest Charges.

  • BOA Line of credit - 250.24 (I look forward to seeing this go DOWN. Feb. should be better because I did a huge balance transfer in Jan)
  • BOA Credit Card - 0 (This will soon change b/c the promotional APR will end soon. Need to figure out what to do with this)
  • Merrill Lynch - 9.15
  • Capital 1 - 88.63
  • US Bank - 60.71

  • Grand Total: 408.73


  1. Eek. That's a lot.. I tried to keep a log of my finance charges, but OOPS I guess I forgot..

    Anyways, how do you keep track of you 0% APR cards? I have a CC that has 0% but I have NO IDEA when the promotion is over. I know I should have kept that information somewhere but I assumed that it'll show on my statement every month.. Guess what it doesn't... :(

  2. well, I called up my credit card to ask and they told me. I'm sure you can do the same. They also told me that the month before the promotion ends, there will be a notation on my statement. Since I don't really look at my statement like that, it won't help a lot. So give them a call and I'm sure they'll let you know

  3. Ugh. I hate finance charges. I can't wait to move my Discover Card balance to a 0% card.

  4. My interest charges were $250 for January... first time ever I had actually added up all the interest amounts.... over a year... Ouch - there are so many better things I could be doing with that money than giving it to credit card companies!


Hit me with some tough love